No matter how old you are, protecting your future is essential.  What would you do if you fell ill, or had an accidental injury and were unable to work?  There are different types of health insurance available and the protection they provide varies.

Private medical insurance is designed to provide the funds to pay for private hospital treatment should you become ill.  These types of policies are all about finding out what may be wrong and resolving it quickly.  All this can be done in the comfort of a private hospital facility at a time and location convenient to you.

Another type of health insurance policy is Income Protection, formerly called Permanent Health Insurance.  This type of policy provides you with a monthly tax free replacement income.  It can replace a proportion of your lost earnings (typically up to 50% of your earnings) meaning protection for some of your living expenses.